Financial institutions M&A sector trends: credit cards/consumer finance — H1 2019 and outlook for H2 2019

Financial institutions M&A sector trends: brokers/trading service providers — H1 2019 and outlook for H2 2019

Financial institutions M&A sector trends: stock exchanges/clearing houses — H1 2019 and outlook for H2 2019

Financial institutions M&A sector trends: payments — H1 2019 and outlook for H2 2019

Financial institutions M&A sector trends: asset/wealth management — H1 2019 and outlook for H2 2019

Financial institutions M&A sector trends: banks — H1 2019 and outlook for H2 2019

Financial institutions M&A sector trends: fintech — H1 2019 and outlook for H2 2019

The Banking Reform Package marks a milestone in the new EU regulatory landscape.

New guidelines reflect the rise of outsourcing by financial institutions in a new era of disintermediation and technological change.

As connected cars proliferate, auto, tech and financial companies will form alliances that raise familiar legal issues in new contexts

With partners from Saïd Business School, we conducted blockchain scenario analyses with senior executives

In a changing financial landscape, we helped clients raise capital and complete complex financing transactions

Overseas VC funds have poured into Chinese startups—at points, overtaking their US counterparts

Partners Julia Smithers Excell and Stuart Willey, and associate Laura Kitchen of global law firm White & Case take a deep dive on the latest publications from EU and UK regulators aimed at providing supervisory clarity on the nascent cryptoasset market.

Will recent regulatory developments have their desired impact on the NPL market across Europe?

The CFPB continued to be active in the consumer payments space in 2018, while the Federal Reserve and market participants considered the future of payment processing, including the development of faster payment systems.

The CFPB has traditionally not prioritized marketplace lenders in its supervisory and enforcement efforts. As a result, state regulators have increasingly sought to fill any perceived voids left by the Bureau.

In 2018, the CFPB continued to pay attention to the auto finance industry, with a particular focus on indirect (dealer-arranged) auto lenders and unfair or abusive loan servicing practices.

In 2018, the CFPB shifted away from student lending supervision and enforcement. We anticipate this trend to continue in the year to come, with states seeking to fill any voids left by the Bureau.

In February 2019, the CFPB released the highly anticipated revamp of its Payday Rule, reinforcing its more lenient attitude towards payday lenders.

In 2018, the CFPB issued multiple rules, and Congress passed legislation, to clarify, revise and update the regulatory framework applicable to the home mortgage origination and servicing market.

During his tenure, former CFPB Acting Director Mick Mulvaney brought significant changes to the Bureau’s structure and operations. As the new CFPB Director, Kathy Kraninger will have the benefit of a full five-year term to develop her vision for the Bureau’s strategy and priorities.