Roksana Kałużna-Bałazy
Biography
Overview
Roksana Kałużna-Bałazy is an associate in the Debt Finance practice in the Warsaw office of White & Case. Roksana specializes in banking law, securities law and capital markets. She focuses on debt financing and banking regulatory matters. Her main areas of interest include sustainable finance, fintech and legaltech.
Her experience includes advising arrangers and issuers on the establishment and management of bonds and mortgage bonds issuance programs as well as advising borrowers and lenders in connection with financing transactions.
Prior to joining White & Case, Roksana gained experience in the Warsaw office of a leading international Magic Circle law firm.
Faculty of Law and Administration
Experience
mBank S.A.: representation of mBank S.A. in connection with the update of the bonds issue program of Okam Capital up to PLN 100 million.
Millennium Bank S.A.: representation of Millenium Bank S.A. in connection with a revolving credit facility and auxiliary financing of up to PLN 200 million to Pfleiderer Polska Group, one of the largest companies operating in the wood-based materials sector in Poland and Germany, to finance the Group's day-to-day operations. At a later stage of the transaction, White & Case also advised Bank Polska Kasa Opieki S.A. and Santander Bank Polska S.A. in connection with their joining the loan and Bank Polska Kasa Opieki S.A. with its taking over the role of loan agent and collateral agent.
Norddeutsche Landesbank and EKF: representation of Norddeutsche Landesbank and EKF Denmark's Export Agency in connection with the Polish law aspects of granting a loan to Janikowo GP GmbH sp. k. for financing construction of the wind farm “Park Wiatrowy Janikowo” near Inowrocław, Poland, comprising 30 turbines with a total capacity of 60 MW.
Financial institutions: representation of a consortium of financial institutions in connection with facilities agreement for the more than PLN 5.5 billion financing of the Polimery Police project. The Polimery Police investment, which is the largest investment project in the history of Grupa Azoty and one of the largest investments in the chemical sector in Poland in recent years, consisting of a propane dehydrogenation installation (PDH installation), a polypropylene production installation (PP installation) and an auxiliary installation (project finance formula).
mBank S.A.: representation of mBank S.A. in connection with the issue of bonds of Develia S.A. under the bond issuance program up to PLN 400 million.
mBank S.A.: representation of mBank S.A., acting as the arranger, in connection with the update of the bonds issue program of Dino Polska S.A. up to PLN 1 billion and an issuance of bonds under the updated program. The bonds will be offered to qualified investors and were introduced to trading on the alternative trading system organized by the Warsaw Stock Exchange (Giełda Papierów Wartościowych w Warszawie S.A.).
mBank S.A.: representation mBank S.A. in connection with the establishment of an EUR 3 billion medium-term bond issue program to be marketed in Europe. The documentation included, among others, the MREL requirement and the latest solutions concerning the bail-in procedure.
PKN Orlen S.A.: representation of PKN Orlen S.A., a Polish oil refiner and petrol retailer, on the issuance of ESG-linked bonds, with a value of PLN 1 billion. This was Central Europe's first-ever issuance of corporate bonds linked to an MSCI ESG Rating, with the interest rate based on an independent environmental, social and governance (ESG) rating. The proceeds will be applied to fund some of the capital projects undertaken to advance the company's 2050 carbon neutrality strategy.
Pekao Faktoring sp. z o.o.: representation of Pekao Faktoring sp. z o.o. in connection with the establishment of a bond issue program of up to PLN 5 billion.*
Pekao Bank Hipoteczny S.A.: representation of Pekao Bank Hipoteczny S.A. in connection with the establishment of a program to issue mortgage-backed securities on the Polish market up to PLN 2 billion.*
