Francesco Scebba
Francesco Scebba
Biography
Francesco Scebba is an Italian-qualified lawyer with almost 20 years of experience in structured credit transactions. His expertise encompasses a broad variety of structured credit products, including securitisations of receivables of various nature, direct lending by Law 130/1999 vehicles, and also regulatory capital transactions, real estate securitisations, auto-loan financings, factoring, and trade receivables financings with fintech platforms. He is also experienced in the trading of sub-performing, non-performing, and "esoteric" assets, utilizing various techniques such as securitisation structures and credit funds.
Francesco regularly advises banks, private credit providers, investment funds, debt collection service providers, corporates and fintech companies across the full transaction lifecycle, from structuring and execution to portfolio management and secondary trading.
Francesco has also significant experience in real estate finance, private debt and corporate finance, and is a frequent speaker at client, media and industry events on structured credit topics.
Legal 500 2026 recognized Francesco as Next Generation Partner in Debt Capital Markets and as a recommended lawyer in Banking & Finance and he has been also recognized as a Rising Star in Structured Finance (Securitisation) by IFLR1000 2025.
Experience
Hertz Group on the restructuring of a €1.2bn Pan-European vehicle securitisation, 2025
Francesco advised the Italian subsidiaries of the Hertz group in connection with the restructuring of a €1.2 billion securitisation of motor vehicles carried out pursuant to article 7.2 of the Italian securitisation law in the context of a pan-European securitisation programme established by the Hertz group.
Cassa di Risparmio di Asti S.p.A. on Asti Group PMI, 2025
Francesco advised Cassa di Risparmio di Asti S.p.A. in connection with the restructuring of a securitisation transaction of "fondiari" and "ipotecari" mortgage loans owed by SMEs.
The Austrian branch of a primary European banking group on an international factoring transaction, 2025
Francesco advised the Austrian brank of a primary European banking group on an international factoring transaction.
A global investment bank on an interim servicing agreement, 2025
Francesco advised a global investment bank in connection with the renegotiation of an interim servicing agreement relating to the management of certain non-performing claims.
Renergia on a €70.2 million HoldCo multi-borrower structured project financing, 2025
Francesco advised two subsidiaries of Renergia in connection with a €70.2 million HoldCo structured project financing, including an additional €10 million line for future development in the sustainable fuels sector.
An international investment fund on the sale of non-performing loans in the secondary market 2025
Francesco advised an international investment fund in connection with the sale in the secondary market of certain securitization notes backed by non-performing loans, and quotas held by the seller in the "ReoCos".
UniCredit Bank GmbH on the Asti Group RMBS IV securitisation, 2024
Francesco advised UniCredit Bank GmbH, as arranger, and Cassa di Risparmio di Asti S.p.A., as originator, in connection with the Asti Group RMBS IV securitisation involving a portfolio of (i) residential mortgage loans qualifying as mutui fondiari and (ii) other residential mortgage loans qualifying as "mutui ipotecari".
Hoist Finance Group sale of €1.3 billion consumer NPL portfolio, 2024
Francesco advised Hoist Finance Group in connection with the sale of a portfolio of consumer and other unsecured non-performing loans with a total gross book value of €1.3 billion to Cherry Bank S.p.A.
UniCredit on the securitisation of unlikely-to-pay and non-performing loan receivables, 2024
Francesco advised UniCredit in connection with the sale of unlikely-to-pay and non-performing loan receivables to a special purpose vehicle (SPV) and the subscription of notes issued by the SPV to finance the purchase of such receivables.
A primary global investment bank on the sale of non-performing loans, 2024
Francesco advised a primary global investment bank in connection with the sale of two portfolios of non-performing loans to a securitization vehicle created pursuant to Law 130/1999.
Apollo funds’s on a €1.8 billion transaction with illimity, 2022
Francesco advised certain funds managed by affiliates of Apollo Global Management in connection with a transaction with illimity Bank S.p.A. consisting of the sale and subsequent refinancing of a portfolio of construction claims ("riserve tecniche d’appalto") owned by the Apollo funds, with a nominal value of approximately €1.8 billion.
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