John Wagner

Associate, New York



John Wagner is an associate in the firm's Financial Institutions Advisory practice. John advises financial institutions, fintech companies, and other clients on a variety of regulatory, transactional, and compliance matters in the banking, payments, and financial services space.

John’s work often focuses on matters involving payments, blockchain and digital assets, and various consumer and commercial financial products and services, including in the context of product design, partnerships, services procurement and provision, and other corporate transactions. In addition to providing regulatory advisory services, John is experienced in drafting and negotiating transactional documents and managing complex transactions.

John has authored numerous publications addressing key challenges and opportunities for financial institutions and other companies operating in the financial services space. Notably, he is a contributor to our Firm's Coronavirus Financial Regulatory and Legislative Dashboard, which provides periodic updates and insights as the COVID-19 crisis and the response develop.

Prior to joining White & Case, John counseled clients on payments and fintech, merger and acquisition, and capital markets transactions at another global law firm. He previously worked as a policy analyst covering bank regulatory and payments matters for a financial services industry trade association.

Bars and Courts
New York State Bar
Massachusetts State Bar
Juris Doctor
Georgetown University Law Center
Bachelor of Arts
Colby College


Facebook, Inc. – Libra 
Represented Facebook on regulatory and transactional matters related to the development of the Novi wallet and in connection with the establishment of the Libra Association.

Global Bank Compliance Inventory 
Coordinated the efforts of a global bank to update, expand, and enhance the utility of its inventory of financial and various other regulatory requirements applicable to its entities and business units in North America and Latin America.

UK Retail Bank Commercial and Regulatory Advice 
Advised a leading UK bank with respect to its US market entry regulatory strategy, including issues related to regulatory remediation and licensing, for both lending and securities products.

Blockchain and Digital Assets
Represented a range of commercial and pro bono clients on projects to develop new blockchain and digital asset product offerings in the United States and other jurisdictions worldwide.

Payments Offerings of Global Bank
Represented a global bank in negotiations with US counterparties in connection with its entry into the US payments market.

Volcker Rule Advice
Advised various institutions on the Volcker Rule implications of capital markets transactions.


"Banks look to FinTechs to grow deposit base," Financier Worldwide Magazine, July 2020

"Fake online reviews and considerations for FinTech," Data Guidance, July 2020

"Key Regulatory Developments Impacting the California Lending and Payments Space," Banking Law Journal, April 2020

"NYDFS Requires LIBOR Transition Plans by Early February," RMA Industry Insider, January 2020

"Bank Regulators' Proposals Won't Erase Madden Uncertainty," Law360, December 2019