Joanna Misztal-Dzitko

Associate, Warsaw

Biography

Overview

Joanna Misztal-Dzitko is an advocate in the Debt Finance practice. She has nearly 20 years' professional experience specializing in banking and finance, with particular focus on real estate finance and project finance. She has supervised due diligence analyses and advised on matters regarding real estate and M&A transactions and company law. She has experience in advising domestic and foreign financial market institutions on regulatory matters, including outsourcing, banking secrecy, setting up branches and representative offices.

Prior to joining White & Case Joanna has gained significant experience working in renowned international law firms based in Warsaw as well as in the legal department of one of the foreign banks, where she not only provided legal assistance in the current affairs (including granted loans) but also supervised cooperation with external law firms, took part in the creation of new banking products, dealt with the regulator and advised on regulatory issues and the compliance area.

Bars and Courts
Advocate, Warsaw Bar Association of Advocates
Education
Post-graduate studies in Banking
Warsaw School of Economics
Master's Degree
University of Warsaw

Faculty of Law and Administration

Languages
Polish
English
German

Experience

Her experience includes:

A foreign bank: representation of a foreign bank on a refinancing relating to the acquisition of a portfolio of warehouses in Poland;

A foreign bank: representation of a foreign bank on a refinancing relating to the acquisition of the organized part of the enterprise, including, among others, the ownership of the office and service building in War-saw;

A foreign bank: representation of a foreign bank in connection with the refinancing related to the purchase of one of the trophy buildings in Warsaw;

A foreign bank: representation of a confidential client in connection with the financing of the purchase of an outlet centers portfolio in Po-land;

Asset, investment and development management company: representation of an asset, investment and development management company in connection with one of the largest real estate refinancings of shop-ping centers, retail parks and hypermarket portfolio in Central Europe in recent years, total value of the transaction EUR 705 million;

Foreign investor: representation of a foreign investor in connection with the financing of the reconstruction of a shopping mall in Łódź;

A financial investor: representation of a financial investor in connection with the financing of the construction of a shopping mall in Wrocław and subsequently on refinancing this facility, total value of the transaction EUR 130 million;

Domiciled closed-end real estate property fund: representation of a domiciled closed-end real estate property fund in connection with the restructuring of financing of a portfolio of commercial properties in Po-land;

A foreign bank: representation of a foreign bank in connection with the launching of a branch in Poland and the creation of a hub for further expansion in Eastern and Northern Europe respectively;

Workforce management company: representation of a workforce management company in connection with the Polish aspects of the syndicated loans provided to a whole group; total value of the transaction USD 405 million.