María Teresa Fernández Labardini has more than 33 years of professional experience in the financial sector. She joined White & Case in 2011 and her practice is focused primarily on the financial sector and on regulatory and corporate matters involving financial institutions.

María Teresa has extensive experience advising banks, brokerage firms, financial groups, Sofomes, pension funds, REITs, stock exchanges, fintech companies and unregulated commercial companies in general, on legal and regulatory queries, requests for authorizations and notices before the financial authorities (including, for example, investment requests, mergers, corporate restructurings and advice on good corporate governance at the level of corporate bodies, outsourcing processes, correspondent arrangements, participants in means of payment, electronic and digital banking, payment systems, operation of the different participants in the securities market, operation of clearing houses and credit bureaus, and transactions under the so‑called Fintech Law).

Likewise, María Teresa has developed a solid practice in providing legal support for: obtaining authorizations for the incorporation and operation of new banks and financial technology institutions, known as fintechs, as well as for mergers and acquisitions of various financial entities; the issuance of subordinated debt by banks; loan restructurings and portfolio acquisitions; regulatory legal audits, as well as responding to requirements in proceedings relating to observations and corrective actions issued by the competent financial and supervisory authorities, rights of hearing in sanction proceedings before such authorities; and processes for revocation of authorizations and matters related to the stabilization, resolution, dissolution and liquidation of financial entities and commercial companies in general.

During her professional career, María Teresa has participated in and provided legal support in the resolution of various matters involving constitutional, commercial, corporate and procedural law, such as loan restructurings and negotiations, purchase and sale of assets, corporate actions carried out by the corporate bodies of private companies, "amparos" against laws, constitutional controversies and appeals against administrative acts.

Likewise, by virtue of her experience, she has provided advice to safeguard the conduct of public entities and public servants in the various transactions they must carry out, in compliance with the applicable legal provisions.

Moreover, during her professional practice at the firm, María Teresa has interacted with various financial authorities in connection with different processes for issuing secondary regulations that the authorities must enact under applicable laws.

Before joining White & Case in 2011, María Teresa Fernández Labardini served in the public sector beginning in 1989, where she held senior positions, among others, at Banco de México as Manager of Legal Implementation of Central Banking Operations and Legal Manager of Bank Support Funds and the Securities Market, and at the National Banking and Securities Commission, where she held the positions of General Technical Director, Secretary of the Board of Governors and Vice President of Regulatory Affairs, and until March 2011 she served as Executive Secretary–Managing Director of the Institute for the Protection of Bank Savings (IPAB).

By virtue of her various positions in the public sector, she participated in different collegiate bodies of departments and entities of the Federal Public Administration, as well as in working groups made up of financial authorities. She also participated in various appearances before the Houses of the Mexican Congress and before financial authorities, including for the presentation of bills of law submitted by the Executive Branch and, in general, in the lawmaking process.

Due to her experience in financial matters, María Teresa has delivered lectures and talks on legal, economic, financial and monetary topics at different universities, as well as at forums of the financial and economic community.

María Teresa has served as an independent director on the corporate bodies of public and private companies. She is currently an independent director of various institutions in the financial sector.