Financial Services Regulatory

Financial institutions operate in a fast-moving regulatory environment shaped by new rules, supervisory expectations, digital transformation, financial crime risk, cybersecurity threats and cross-border market developments. Our global Financial Services Regulatory lawyers advise all types of financial services providers—including banks, broker-dealers, investment advisers, fintechs, payment companies, non-bank lenders, sovereign wealth funds and government-owned banks—on navigating this complexity with confidence. We help clients in key financial hubs and emerging markets turn challenging requirements into practical strategies that support growth and stability.

Our offering

We support financial services businesses at every stage of their development, from market entry and authorization to growth, innovation, supervisory engagement and long-term balance sheet resilience. Our advice is designed to help clients move confidently through each phase of the business life cycle, aligning regulatory strategy with commercial objectives.

Supporting market entry and expansion

We help clients identify and pursue viable regulatory pathways when entering new markets, expanding across borders or launching regulated activities. Our lawyers advise on:

• Licensing and authorization strategy
• Regulatory perimeter analysis
• Cross-border structuring
• Market entry requirements
• Legislative and regulatory advocacy

By combining local regulatory knowledge with global coordination, we help clients reduce uncertainty, anticipate supervisory expectations and build clear routes to market for new products, services and jurisdictions.

Building resilient governance and compliance foundations

Once clients are operating in regulated markets, we help them design, implement and enhance the governance, controls and compliance frameworks needed to support sustainable growth. This includes advising on:

• Prudential and operational resilience frameworks
• Conduct and consumer finance compliance
• Anti-money laundering (AML)
• Sanctions and customer due diligence programs
• Broader financial crime risk management

By assessing gaps, responding to regulatory change and embedding proportionate systems and controls into day-to-day operations, we help clients strengthen risk management while supporting commercial agility.

Launching and scaling innovative financial products

• We advise clients developing, launching and scaling technology-enabled financial products, platforms and services.
• Our experience covers digital assets and payments, fintech partnerships, AI-enabled compliance tools, distribution arrangements, platform development and technology-driven operating models.
• We help clients structure innovation responsibly, addressing regulatory, operational and commercial risks so they can move quickly, protect customers and bring new solutions to market with confidence.

Managing supervisory, enforcement and crisis risk

• We support clients through moments of heightened regulatory scrutiny, including supervisory engagement, regulatory inquiries, investigations, remediation and enforcement strategy.
• We also advise on data privacy, cybersecurity and incident response, including breach preparedness, notification obligations, privacy and cyber disputes, and compliance with regimes such as GDPR, the NIS framework, and US federal and state privacy and breach notification requirements.

Strengthening capital, liquidity and balance sheet resilience

• We advise financial institutions on regulatory capital, liquidity, balance sheet management and transactions shaped by evolving prudential and accounting requirements.
• Our work includes capital raising and capital relief, asset disposals, securitizations, non-performing loan transactions and structured solutions.
• We help clients protect capital and liquidity positions, preserve strategic flexibility and build resilience in changing market and regulatory conditions.