Roseann Cook is a senior bank regulatory analyst in the Financial Institiutions Advisory (FIA) practice at White & Case. She has extensive experience in working with financial institutions to address complex regulatory and compliance issues. She began working with our FIA team following the 2008 global financial crisis. In her role as a regulatory analyst, she assists in advising US and non-US banks on the issues relating to implementation of the provisions of the Dodd-Frank Act, including application to systemically important financial institutions of enhanced prudential standards, stress testing, resolution planning, capital and liquidity, and risk management requirements. She also regularly assists in advising FIA clients on Bank Holding Company Act issues, including Volcker Rule trading and fund restrictions, the scope of permissible nonbanking activities, control issues and financial holding company elections and activities.
Roseann regularly acts as project manager in particularly complex engagements for FIA bank and fintech clients and in that role has overseen the development of a comprehensive inventory of laws, regulations and guidance applicable to the US activities of a large non-US bank and the creation of interactive tools to assist the business teams of banks and fintechs in determining the scope of permitted activities in the United States.
Roseann has authored numerous insightful publications related to the legislative and regulatory challenges faced by financial institutions. Most notably, she is a key contributor to our Firm’s Coronavirus Financial Regulatory and Legislative Dashboard, which provides periodic updates and insights as the COVID-19 crisis and the response develop.
Prior to joining the FIA team, Roseann was the COO of a privately owned investment banking firm. In that role she was responsible for the oversight of the firm's compliance and risk management of its activities, which included investment advisory services to pension plan and high net worth individuals, corporate finance activities for small to mid-cap companies, brokerage execution services for European private banks and market making in OTC securities. Roseann also worked closely with the owners of the firm to identify and assess strategic investments in financial companies, including banks.