Financial Institutions

Fintech & Digital Assets

We guide clients through fast-moving fintech and digital asset markets, helping them unlock growth, withstand scrutiny and turn disruption into competitive advantage.
Fintech & Digital Assets

Fintech & Digital Assets overview

Fintech and digital assets are transforming financial services, reshaping market infrastructure and creating new ways for capital, data and value to move. We advise clients at every stage of that change, from emerging ventures and freshly minted unicorns to global tech giants and established financial institutions. Our multidisciplinary team, which includes former senior regulators, bankers and digital asset executives, combines deep regulatory, transactional, disputes and operational experience. We help clients launch products, scale across markets, execute strategic transactions and respond to regulatory scrutiny with confidence.

Our offering

Building and scaling fintech platforms

We advise on the full spectrum of technology-driven financial services, helping clients bring ambitious products to market and scale them across jurisdictions. Our work spans licensing, product development, payments innovation, embedded finance, open banking, digital identity, regtech and the commercial and regulatory issues arising from new technology deployment. We help clients structure resilient operating models that turn innovation into long-term global growth.

Advising across products and platforms

We support clients across the digital asset ecosystem, on matters from tokenization projects and blockchain infrastructure to custody arrangements and digital securities offerings. Our team helps design compliant products, navigate emerging supervisory expectations and integrate digital assets into traditional financial services.

We advise on the full range of fintech and digital asset products and platforms:

  • AI and machine learning-driven technology
  • Blockchain, cryptocurrency and digital asset platforms
  • Digital banking
  • Digital insurance
  • Digital and mobile wallets
  • E-commerce platforms
  • Payment gateways
  • Alternative lending

Driving exceptional outcomes

We help clients accomplish growth transactions, build strategic partnerships, and manage the regulatory and disputes issues that can determine whether innovation succeeds. Clients benefit from joined-up advice that helps them move quickly and meet supervisory expectations.

Our experience spans:

  • Advertising and marketing compliance
  • Anti-money laundering
  • Competition and disputes
  • Consumer financial services
  • Data, privacy and cybersecurity
  • IPOs, offerings and exits
  • M&A, divestments, joint ventures, outsourcing and other alliances
  • Regulatory compliance and advisory, including regtech
  • Vendor risk management

Our advice helps clients bridge emerging technologies and established financial markets while managing constantly evolving legal, regulatory and operational risk.

Complex and consequential matters

Nubank

Nubank, one of the largest neobanks in the world by number of users, has relied on us for advice on a range of matters, such as advising on partnerships to support the buildout of its cryptocurrency business, including its strategic partnership with Paxos.

GameStop

For GameStop, a publicly traded US retailer and digital marketplace listed on the NYSE, we advised on an update to its investment policy to add Bitcoin as a treasury reserve asset.

Meta

Meta has turned to us for advice across a range of disciplines involving crypto-assets, sanctions and payments regulation.

Mercedes Pay GmbH

We assisted Mercedes Pay GmbH, an interface to payment services providers and credit card schemes, on the expansion and development of its proprietary SaaS platform, which enables technical and data interaction between payment service providers and acquiring banks.

Ministry of Finance of El Salvador

We acted for El Salvador's Ministry of Finance on the country's incorporation of Bitcoin as legal tender and advised the government on the establishment of a seven-year strategic partnership with Google Cloud to support the country's ambition to become a technology hub in Central America.

Google

Our team advised Google on payments, anti-money laundering and privacy-related matters in Mexico.

Octopus Ventures

Octopus Ventures, a UK-based venture capital investor, instructed us on its takeover of the FinTech Growth Fund, a London-based venture capital initiative that focuses on UK growth-stage fintech businesses.

X Money

We supported X Money, a subsidiary of X, on a comprehensive assessment of UK payment services and fintech regulation. The project focused on the potential establishment of a licensed business in the UK.

SG Forge

We advised SG Forge, Société Générale's digital asset subsidiary, on an application for permission to operate a distributed ledger technology trading and settlement system under Regulation (EU) 2022/858.

Deutsche Bank

We acted for Deutsche Bank on its strategic multiyear partnership with Google Cloud, which is aimed at accelerating the bank’s transition to cloud services, and supporting the co-innovation of new products and services.